Separating everything with already hardened laptops. You can DIY your laptop like that, but it needs tons of time and research, so if you like this stuff, it is always good to know but not recommended for non-tech people.

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The easiest way to be secure is not to be at any target.

For everyday computer usage, people visit tons of websites and install tons of apps, and with every click, they increase the possibility of being a target. If you click on any phishing link or any decoy website, everything is already done; these security measures are useless.

So the ultimate solution will be a separate computer for trading or banking stuff and not using that computer for personal use.

Here is the list for that: